22 years: Negotiations and love songs

taxes could have been the death of us

Roger & CarolI highly suspect that we’ve managed to stay married 22 years because of Negotiations and Love Songs. It includes a division of turf.

When we’re on ZOOM at an event, we are generally at separate devices. This is a function of having very different computer habits involving when to mute et al. It is also that we often see couples on the same screen and we sometimes have difficulty hearing one or both of them.

Conversely, when we’re watching our Sunday church service on Facebook Live, we generally sit together. This allows us the opportunity to worship together. Back in the olden days – March 2020 and before – she’d be in the congregation, but I would be in the choir loft.

She has bank accounts, as do I. Then we have joint accounts. I certainly don’t fault couples who operate otherwise, but this works for us. I pay for the mortgage, utilities, Internet. She buys groceries, pays for the vehicle, and makes the church contribution.

Some couples share email, but we never could. I may still have a lot of it to go through, but I’ve read them all. She often has stuff unread; we’re talking four digits.

This brings us to taxes. Before we were married, I usually filed a 1040A or even a 1040-RZ (as in easy). I never itemized my deductions. This was codified by a philosophy of a radical Catholic couple I know. The general theory is that you give not for the deduction but because it’s right. The fact that it was EZ was a bonus.

But my wife, who owned rental property before, and when we were first married, filled out a Schedule C. So she’s always done the long-form taxes.

Last year of the century

I remember quite vividly the spring of 2000 since we had gotten married the year before. Not only we filling out the 1040 form, me for the first time, but we had also received a decennial long-form Census and were completing that as well. I will say that the Census info was extremely accurate.

But doing the taxes was causing us… stress, every year. This was particularly true when we must have done something wrong a couple of times and ended up paying penalty and interest. So we ended up hiring someone.

One time, the accountants ALSO got something wrong, and we had to pay more, but they absorbed the penalty and interest. I figured if they’re professionals and muck it up, how should I know? I know there’s TurboTax and the like, but trust me, this is one of those expenses designed to preserve the union.

This year, she asked me which amount goes on the work form for my Social Security, the amount before or after the Medicate expenditure? I don’t know. This suggests the gross before Medicare comes out. But does the Medicare payment and other medical expenses reach the 7.5% threshold for deductibility? (I fell asleep while typing the previous sentence.)

So, as the Paul Simon compilation title goes, Negotiations and Love Songs. Happy anniversary, dear.

Author: Roger

I'm a librarian. I hear music, even when it's not being played. I used to work at a comic book store, and it still informs my life. I won once on JEOPARDY! - ditto.

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