Why, if someone else had my card, did she make only that one purchase?
As I have noted, I love using my DISCOVER card. It was the first bank credit card I ever owned, back in 1986. I had a couple store cards, notably Sears, before that; in fact, Sears and DISCOVER were once linked financially, but I don’t believe that’s still the case.
DISCOVER is cool. They send me an e-mail saying: you want 5% cash back on this category of purchases for the next three months? Sure! They make it easy, whereas some credit card companies put you through hoops in order to get rewards. When I go to Amazon.com, usually for gifts, I often use the DISCOVER cash back feature, which can be posted automatically.
No, I did not make a $195 apparel purchase, or any of the half dozen other charges that day.
One more story from the work conference.
I checked in to the hotel on Sunday, May 22. Although the conference, which included food as well as the room, was paid for by my office, I was required to provide a credit card, in case I made incidental purchases, such as long-distance phone calls or pay-per-view movies. Oddly, only some of us were asked for our credit cards; it appears that it very much depended on who was at the front desk at checkout.
I took out a credit card to transfer the charges from another credit card. The latter card is a zero interest card until February 2012, which will facilitate me paying it off without extra charges.
I love money. I hate money.
After my mom died, my sister came across some letters my mom wrote to no one in particular – they’d be journal entries, I suppose, had she put them in a diary. One in particular from November 1995, was about how quickly my father was burning through their retirement savings. My mother was very thrifty, very good with money, but my father was…not, let’s just say.
When I graduated from college, I wasn’t making enough money to pay for my student loans right away, so it wasn’t until about five years after I graduated that I was able to secure a credit card. It was a Sears card, with which I bought a clock/radio for $12.95. I lived too much on my credit cards, especially when I was unemployed or a grad student. Continue reading “The Money Issue QUESTION”