The mortgage burning, part 1

We had had a good banking relationship heretofore with that institution, but the denouement has left me a tad cranky. That was NOT what I consider “smooth as possible.”

At the end of August, the Wife and I get this letter from our mortgage company – which has the same logo as the bank, so I assume they’re related:

“Congratulations! Our records show that your mortgage will be paid in full in the next few months. We know that satisfaction of the mortgage on your home will be a special event and we would like to make this process as smooth as possible…

“Since it is unusual for the last payment on a loan to be the exact amount of the payment, it is important that you contact our Customer Service Department to have a Payoff statement mailed to you…

“Please note, if you are on our Automatic Mortgage Payment program,” – we were – “we will NOT be able to draft your last payment.”

My wife calls the toll-free 800 number, and she’s given instruction to mail and sign a request for the amount to some address. This is not making any sense to me, so I call the number, and get to a menu-driven message to give me two options: I can get a bill mailed to me, which will cost $25 (!) or I can get the amount on the phone, for free. I opt for the latter, and I hear that it’s $770.92. I call home, leave a message for my wife. When I get home, she tells me that’s WAY more than what we pay each month; frankly, I never paid it much attention.

I call the next day, hear the message again. I try to get to an operator, but I get a lot of “that’s not a valid entry” messages. Finally, I stumble onto a route by which I can speak to an actual human being. She informs me that the current balance is $716 and something at that moment , so by the time the cashier’s check or certified check they require gets there, it’ll be a bit over $717, not $770.

So the Wife sends a cashier’s check for $717 and change. THEN we get in the mail the final statement; there’s some final fee of about $50, and the real amount IS $770 something. So I have to call AGAIN, and we have to get ANOTHER cashier’s check for the balance. NOW we’re FINALLY done with this.

We had had a good banking relationship heretofore with that institution, but the denouement has left me a tad cranky. That was NOT what I consider “smooth as possible.”

The home equity loan still needs to be satisfied. But that’s one down…

20 to 25 People (or So)

So that’s 25 to 27 people.

Here’s something I dumped on Jaquandor – he’s still thinking about it: “Come up with a list of the 20 (or 25) most important/influential people in your life. I’m particularly interested in those people who may be out of your life now (a music teacher, a lost friend) who you look back and see their impact.”

So, with no disrespect to those not on the list who I love dearly, here’s my list:

My parents
My two sisters
My paternal grandmother, who was my first Sunday School teacher. She also taught me canasta, the first “grown-up” card game I ever played.
My maternal grandmother – my sisters and I spent every day after school with her as well as most of the summers
Great aunt Deanna, her sister- played card games and Scrabble with me, protected me from some of my grandmother’s excesses – I can still hear her say, “Leave the boy alone!” – and loved watching JEOPARDY! on TV
Great aunt Charlotte – my mother’s uncle’s wife, the force behind whatever moxie my mother showed, and the matriarch of many of the people I consider as cousins, having no first cousins of my own.

Two or three friends I’ve known since kindergarten, some of whom may get mentioned here eventually.
Pat – the secretary at my elementary school, she had Friday Night Bible Club at her house, which I attended from the time I was nine until I was 16.
Paul Peca – my sixth-grade teacher, who I mentioned here
Walter – my parents’ godson, and the grandson of MY godparents, essentially handed down to me two jobs, one as a newspaper deliverer, and the other as a page at Binghamton Public Library
Helen Foley – Rod Serling’s favorite teacher and one of mine.

The guy I met the first day of college
Alan Chartock – from whom I took American Government and Politics in 1971
Lynn – college friend in my student government days
Tom Skulan – founder of FantaCo, where I got to meet a lot of interesting people
Fred Hembeck – who got me into blogging

Eldest niece – the avuncular role I had with her spread, as I occasionally took care of my friends’ kids as well
Debbie – good friend in the 1980s, and I know a ton of people through her
Broome – ditto, and there are probably more people I know indirectly from him in the Albany area than anyone
Eric – I could mention almost any choir director, but he was arguably the best at making difficult music seem achievable
Three or four exes, one of whom nagged me to go to library school

Wife – among other things, if it weren’t for her, I wouldn’t own a home
Daughter – parenting is just different than being an uncle

So that’s 25 to 27 people. It was my original question, so if I want to cheat a little, so be it.

NYS Governor Martin H. Glynn- yup, new to me

Martin H. Glynn was a member of Congress, state comptroller, lieutenant governor, and became the first Roman Catholic governor in New York state history, even before Al Smith. At the same time, he rose from being a writer at the Albany Times Union, to becoming its editor, publisher and owner.

 

If I look at a list of New York State governors, many of them are familiar to me.

George Clinton – the mastermind behind the bands Parliament and Funkadelic
John Jay – first US Supreme Court Chief Justice
Daniel D. Tompkins – Vice-President under James Monroe
DeWitt Clinton – largely responsible for the construction of the Erie Canal
Martin Van Buren – 8th President of the US
William H. Seward – Secretary of State under Abraham Lincoln and Andrew Johnson; the purchase of Alaska from Russia in 1867 was considered “Seward’s folly”
Samuel J. Tilden – should have been President instead of Rutherford B. Hayes after the 1876 election
Grover Cleveland – 22nd and 24th President of the US
Theodore Roosevelt – 26th President of the US
Charles Evans Hughes – Associate Justice, and later, the 11th Chief Justice of the Supreme Court; Secretary of State; Republican candidate in the 1916 U.S. Presidential election, losing to Woodrow Wilson
Al Smith – The democratic U.S. presidential candidate in 1928, losing to Herbert Hoover
Franklin D. Roosevelt – 32nd President of the US
Thomas E. Dewey – Republican candidate for President, losing to FDR in 1944 and Harry Truman in 1948, despite newspaper headlines to the contrary in the latter case. (Berowne wrote about the 1948 election recently.)
W. Averell Harriman – U.S. Ambassador to the Soviet Union and, later, to Britain

The ones after that, starting with Nelson A. Rockefeller, who I met twice, I remember directly. Mario Cuomo flirted with running for President in 1992, and his son Andrew, the incumbent, has been mentioned for 2016.

Wait: I’ve just been informed that George Clinton was NOT the funk master, but was rather the 4th Vice President of the US, serving under Thomas Jefferson and James Madison.

But I was totally unfamiliar with Martin H. Glynn, who was a member of Congress, state comptroller, lieutenant governor, and, when William Sulzer was impeached for dubious reasons, became the first Roman Catholic governor in state history, even before Al Smith. At the same time, he rose from being a writer at the Albany Times Union to becoming its editor, publisher, and owner.

I finished reading Governor Martin H. Glynn: Forgotten Hero by Dominick C. Lizzi (2007, Valatie Press). Glynn grew up in Valatie, a small mill town in Columbia County, NY. His near ancestors came to the US after the Irish potato famine of the late 1840s. Martin’s story was a Horatio Alger story of rags to riches. He graduated as valedictorian of his class at Fordham University in New York City in 1894.

Glynn worked at several small newspapers, before joining the Albany Times Union in 1896. He studied law on his own, passing the bar in 1897. Due in part to similar backgrounds and education levels, he was supported by the Farrells, their wealthy in-laws the Bradys – various Farrells and Bradys lived on fashionable Willett Street near Washington Park – and party boss Packy McCabe, in his shockingly successful 1898 run for Congress, though for but one term. Martin Glynn married Mary Magrane on January 2, 1901, and moved to 28 Willett Street in Albany.

Glynn would pass back and forth between journalism and politics in a way that would likely be scorned now. He tried to minimize the influence of New York City’s Tammany Hall while trying not to antagonize them. This got him elected as comptroller in 1906 and lieutenant governor in 1912; his achievement in these posts you can read about here.

Sulzer’s impeachment, due to the forces of Tammany Hall, elevated Glynn to the governorship. Glynn fought for direct primaries, and he persuaded the Legislature to enact such law, going into effect in 1914. He also got enacted a workmen’s compensation law. He worked for other reforms as well. But he was defeated when he ran for governor in his own right.

Throughout his adult life, he was always in great demand as a public speaker, in the tradition of William Jennings Byran, who was an early mentor.

Possibly Glynn’s most important achievement was as the “Father of the Irish Free State,” which you can read about here.

Martin Glynn was almost constantly in pain as a result of a spinal injury sustained in his youth. He suffered great emotion pain as well, when his only child died in infancy. Returning from Boston after an unsuccessful attempt to relieve his intractable suffering, Glynn took his own life on December 14, 1924, a fact that was covered up until Lizzi’s book came out. Glynn was given a proper Catholic burial, with many notables lining the streets.

It’s a short, but interesting book, though it uses exclamation points about Glynn’s accomplishments far too often!

Rubbing me the right way

I’ll be getting two MORE massages over the next year.

What out-of-the-blue thing was my wife planning one night a couple of months ago, when she told me to keep the evening free? She booked me for a massage! As often as I have mentioned massage in this blog, I believe it’s been four years since I actually received one from a professional masseuse.

My wife met her at a Farmers Market in Albany, though her practice is in Troy. Now, understand that these two cities are in the same metropolitan area, but as most people who actually live here, getting an Albanian to go to the Trojan city is akin to climbing Everest, even though it’s only a dozen miles away. It’s some parochial thing that I just can’t adequately explain.

The massage took place in a chiropractor’s office; perhaps she is renting space. On the whiteboard was this handwritten message: “Do you know what is the leading cause of acute liver failure? Acetaminophen (Tylenol). There is an FDA warning regarding the overuse of the OTC drug.

The masseuse asked when I had given blood; I wondered how she knew until I looked at my bandage, which reads, “Give.” Told her it was about 10 hours ago, which she thought was good. Apparently, some folks go right from donating, from which they are feeling woozy, to the massage. A couple of hours in between is suggested.

My wife got a six-pack of massages for us, which means I’ll be getting two MORE over the next year, and she three, which will be nice. I was trying to figure out how many massages would it require for me to say, “Oh, no, I’ll pass”? Once a week? Nah. Once a day? Probably more like it!

Nearly a parliamentary system

Massachusetts, generally a Democratic state in recent decades, nevertheless has had a tradition of electing moderate Republicans.

It’s Election Day in the US. At last. Thank whatever deity you believe in! The only people who will be upset about this are the local television stations, who have been raking it in with all the political advertisements. I’ve discovered that a lot of people don’t understand why the candidates often say at the end of the ads, “I’m Joe Blow, and I approve this message.” It’s because there are ads out there, sponsored by the political parties, or political action committees, supposedly (snicker) independent of the (chortle) political candidates.

As is my tradition, I will be voting as soon as the polls open, at 6 a.m. It’s not just that I am anxious to vote or want to get it over with. It’s that, if I cast my ballot early enough, they won’t call me to make sure I get out there. Better get my wife to vote before work, too. I’m voting for an annoyingly large number of incumbents, which is NOT my tradition, historically.

It’s occurred to me that the US has, almost, become a de facto parliamentary system. Someone like Arlen Specter, who died last month, was a fairly moderate-to-conservative Republican from Pennsylvania, who annoyed members of both parties with his actions on the Senate Judiciary Committee, blocking the nomination of Robert Bork, but allowing for the ascent of Clarence Thomas to the US Supreme Court, brutalizing Thomas accuser Anita Hill in the process. When he became a Democrat in 2009, he hadn’t moved to the left; his former party had lurched to the right. I might have voted for him.

If I were living in Massachusetts, and Elizabeth Warren (D) weren’t running, I might have considered selecting Scott Brown for US Senate. As Republicans go these days, he’s relatively moderate. But then again, his re-election would have implications on party control of the Senate, so maybe not. In the olden days, even 20 years ago, bipartisanship and “working across the aisle” weren’t seen as traitorous behaviors.

Massachusetts, generally a Democratic state in recent decades, nevertheless has had a tradition of electing moderate Republicans. Edward Brooke was the first black member of the US Senate since the Reconstruction period after the US Civil War, serving from 1967 to 1979. And moderate Mitt Romney was governor from 2003 to 2007. Whatever happened to THAT guy, anyway?

I heard that 80% of the people voting for Obama or Romney this year will vote for the Senate candidate of the same party. And it’s 90% in House races. We’ve returned to straight-party voting in the US, which I understand, but don’t see as a necessarily good thing.

Here are my predictions: Wednesday at 11:59 p.m., we STILL won’t know who the winner is; might be days. Or weeks. Ultimately, Obama wins, with less than 50% of the popular vote, and the Republicans spend the next four years bemoaning that fact.

Social media & sharing icons powered by UltimatelySocial