Yes, I give thanks, even in 2020

crisis consumerism

Give ThanksSince I need to give thanks in 2020, I have to figure out how I should frame it. Usually, at the beginning of the following year, I address a series of questions. I thought I would try one of them right now.

Are you richer or poorer?

The answer is yes. On one hand, I/we are quite grateful that my wife managed to keep her job during the pandemic, no small thing since her husband is retired. She didn’t get laid off then rehired as a full-time substitute, which reportedly happened in a local school district.

On the other hand, we have taken on additional debt. We got a new car. Plus we took out a home equity loan to fix the back porch. This is not an aesthetic decision, either. The inside of the porch roof is falling down and, when it rains, the stairs are like an ice rink.

Still, it was nice to discover that the assessed value of our house is greater. The improvements we made in the past decade, replacing the front porch, redoing the bathroom, and even replacing the shed proved to be worthwhile investments. In fact, we could have borrowed more money; we chose not to.

Government work

I made some extra cash working the Census. This meant that when the batteries on the lawnmower died, it was not a source of distress. I could just get more. In fact, the Census was good because it forced me to get dressed and leave the house. Because none of us were going out much in the spring, we saved on clothes. We also didn’t go out to eat as often, even when we tried to make up for it with takeout from the local restaurants.

With a full year on Medicare and supplemental insurance under my belt, so far, so good. I didn’t know whether the money I get from my former employer would be adequate to cover the costs. Since my wife and daughter are still under my insurance, even though I am not, this works out well, too. Even though I was inarguably underpaid, the benefits have proven to be good.

I also got unexpected money, from my local newspaper’s contests more than once to $150 from Wells Fargo.

It occurs to me that I’m not really thinking of this year over year. I’m surely better off since I got married. We were really broke when we got hitched. My bride decided to quit her decent-paying but soul-sucking job. Buying anything seemed ill-advised.

Now, I can indulge in what a friend of mine called crisis consumerism. I’d pretty much swore off buying any more music when I retired. THAT’S off the boards. An Elvis Costello reissue on eBay. Linda Ronstadt from a dealer on Amazon in the UK. Graham Nash and Lucinda Williams from a library sale for $1 each. And more Rhiannon Giddens.

Oh, yeah

I’m thankful for more than filthy lucre and what it can buy me. I am quite thankful for people, even if it’s mostly on ZOOM or some such. I’m sure I’ll get more into it in a few weeks.

Money in the time of COVID

Death knell for comic book stores?

Sure I was appalled by the suggestion of Texas’ lieutenant governor that grandparents are willing to sacrifice themselves at the altar of capitalism.

Also, someone wants the country to be “opened up and raring to go by Easter”; this defies logic. So does him touting an untested drug as a cure.

It shows just how times have changed. A dozen years ago, people were shocked by the false rumor that Obamacare mandated that no one over 75 be given major medical procedures unless approved by an ethics panel. “You can’t kill Grandma!” they cried. (Yes, it was a political lie, but some were genuinely fooled by it.)

The argument then was that good Christian people must protect the right to life of octogenarians. One could understand that premise, even if it were based on a false premise. This new twist boggles the mind.

Moreover, the “call to reopen the economy would put a premature end to the nationwide social isolation efforts underway to quell the spread of the coronavirus, and could cause the entire health care system — and in turn the economy — to collapse under the weight of a crush of critically ill people.”

Incidentally, some folks I came across online are convinced that the medical establishment in Italy is sacrificing old people because of socialized medicine. The Italians are using triage because there are too many sick and dying at the same time. Seeing page after page of obituaries in their newspapers is awful to see.

And that could be California or Washington state or New York State soon. Or Louisiana or West Virginia, which was the last state with a confirmed COVID-19 case, not much later. Or somewhere not yet on the radar a month from now.

Tanking

Of course, I know the stock market is mostly sinking. I’ve been studiously avoiding taking a look. My position is that assiduously tracking the Dow Jones will change nothing.

Earlier in the week, my wife called across the room that the stock market was down again. I yelled back, “DON’T CARE!” It’s not that I’m unconcerned. But worrying about it will just give me agita.

I will get a quarterly statement in early April. I will open it, look at the bottom line, scream, throw it in a drawer, and forget about it until early July, when I will likely repeat the process if necessary. Mentally, the pessimist in me had always budgeted for a drop; I will survive.

Stimulating the economy

That said, I’ve gotten in the past two weeks at least six books, a DVD set, a couple of compact discs and some other items online. While some were purchased on a gift card, the rest was my money. I have this desire to do my part to buy what I can from small to medium-sized businesses.

I purchased three Marvel Masterworks from Mile High Comics just before it was announced that Diamond Comic Distributors is no longer taking in new comics for a time. This could be the death knell of the vast majority of comic book stores, especially those reliant on sales of the latest issue of the four-color publications.

TP

I went to the store last week, during the old people’s early hours. And though I didn’t really NEED toilet paper, I bought some, a four-roll pack.

That afternoon, one of our young neighbors, who actually talks with us, sighed that they only had one roll of TP in the house. I went inside, got the 4-back, and tossed a perfect spiral to the young person. (Social distancing, don’t you know?) Obviously, I DID need to purchase it. I just didn’t know why before then.

What You Can Do Right Now.

For the need of money, it seems

What’s that about?

moneyThis happened, six or seven years ago. I was riding on my Trek bicycle that I had purchased a few months earlier. I happened to stop outside of my current church.

A person who I did not know told me that I ought not to have had the bike I owned because I was “too fat and poor.” Yow.

I was too stunned to come up with a treppenwitz response. I’ll own the fat part. But poor? What’s that about? Underpaid, yes. Did he think that because I was overweight, I must also be impoverished? Is there a racial component? I dunno.

This happened last summer. I went to a Friends of the Albany Public Library book discussion by an author. During the Q & A, I asked what I thought were some cogent questions. Afterward, I pulled out a $20 bill to buy his first book. He asked if I sure I could afford it. He then also gave me his third book for nothing.

Also last summer, my wife went to see our financial planner. It’s REALLY boring stuff for me. He sounds like the adults on any Charlie Brown TV special, and I’ve told him so. Still, what he said was that we had a 99% of having a “successful” retirement, based on the money that we – mostly my wife – have saved.

I actually had some extra money in my checking account because I started collecting Social Security a few months before I retired. The teller at my bank recommended I talk to one of their financial people. As it turns out, after meeting two different people, unless I had $15,000 to invest – I did not – the best rate I could get was 0.1% interest.

The next day, I took out $5000 and put it into a 9-month CD at my credit union at 2.13%, not great, but it’s something. I guess I’m NOT “too poor” to buy that book or even that bicycle. So THERE.

Sweet for 4G (apologies: James Taylor)

I had not seen Deborah in decades because she lives in Europe.

Deborah MendsThe envelope was in a box of unsorted miscellany, rather than in the mail drawer. I discovered it about a month after the May 2 date on the letter. It came from MetLife.

“RE: Case Number…

“DEAR ROGER GREEN:

“We are trying to locate ROGER GREEN regarding an important insurance matter. They last resided at [my address in 1999-2000].

“If you know ROGER GREEN…” Do I! Calling the 800 number, I was told I would get some form to fill out.

Three weeks later, the Identification Questionnaire letter came. Section I was easy enough, Insured’s Information.

But Section II was nigh unto impossible. “Insured’s address when policy was issued.” I didn’t know THAT the policy was issued. “Date”? Dunno. “Name of agent who issued the policy” – seriously?

I ASSUME this was some sort of policy that was arranged by my parents at some point, though they never told me about it. Back in the 1990s, I started receiving these minuscule dividend checks every quarter from MetLife. $2.64 or $2.97 or $3.18, which I thought was a function I set up from something I must have set up.

In any case, I spoke to a different customer service representative. HE told me that I shouldn’t have needed to fill this form out, since I had an account with them. Long story short, I received a check for about $4,400 in early August.

It’s not life-changing money, but it’s life-made-easier money. We had one laptop among three of us; now we have two. And when it’s lacking software protection I assumed incorrectly that would be included, I acquired it.

I took a trip for work to Washington, DC, and the credit card bill came due before the reimbursement check arrived; not a problem. My trip to Yankee Stadium was affordable. I purchased tickets for an upcoming concert.

Most spontaneously, I could take a train to Poughkeepsie one morning to see my friend Deborah. I had not seen her in decades because she lives in Europe. She drove 90 minutes from Connecticut. We share hot drinks and a muffin at the nearby coffee shop for a couple of hours. Then I took the train back so I could go to work in the afternoon.

To be sure, some of these – the Yankees game and seeing Deborah, for sure – I would have done WITHOUT the extra cash.

BTW, the JT reference is to Suite for 20 G. From Songfacts: “This song was an amalgamation of several bits of songs/melodies/lyrics/themes that Taylor had laying around as kernels for three future songs that hadn’t yet come together. He and his producer, Peter Asher, had a deadline to meet for completing the Sweet Baby James album, and they needed one more song to do it. Asher had him string these loose themes together to make a single ‘Suite’ and get the $20,000 (20G) they were promised by Warner Bros. Records for completing the album, which is how it got the title.”

May rambling #1: The Case Against Reality

I had a terrible blogging April, but because I work ahead, it wasn’t always evident.

c 19651965 edition of “Our New Age”[/caption]

The Case Against Reality. A professor of cognitive science argues that the world is nothing like the one we experience through our senses.

Song Of My Self-Help: Follow Walt Whitman’s ‘Manly Health’ Tips, appearing in the Walt Whitman Quarterly Review. It was uncovered by a University of Houston student, and includes: “The beard is a great sanitary protection to the throat.”

The Neverending Workday – A pervasive cultural norm of work devotion leaves many employees with little time for family, friends, or sleep.

In rural Maine, a life of solitude and larceny. Police say the hermit stole to survive 27 years in the woods.

What Would Happen If We Just Gave People Money?

After ‘The Biggest Loser,’ Their Bodies Fought to Regain Weight. “Contestants lost hundreds of pounds during Season 8, but gained them back. A study of their struggles helps explain why so many people fail to keep off the weight they lose.”

United Methodist Church Requires Removal of Reference to LGBTQI Christians from Worship Greetings, and, reported the next day, United Methodist clergy come out as church conference begins.

HamiltonBurr

Transcending ignorance. Plus AmeriNZ weighs in, as does Funny or Die.

This isn’t just for me. It’s for everybody who needs a pep talk.

The smug style in American liberalism.

John Oliver: science reporting and Puerto Rico debt and cicadas.

Russian Insider Says State-Run Doping Fueled Olympic Gold.

Someone Put Bartolo Colon’s First Homer In The Natural, Where It Belongs.

Boston Globe: As great as David Ortiz is, Teddy Ballgame is still No. 1.

Free Comic Book Day isn’t free for everybody.

Morley Safer Stepping Down From ’60 Minutes’ After 46 Years.

President Obama delivered a commencement speech at Howard University.

WHCD: Barack Obama and Larry Wilmore. Plus An Obama Blooper Reel, from The White House Correspondents’ Association.

America operates under a crazy quilt of voting requirements, “with each state making its own laws for different populations and with challenges to those laws whipping back and forth through the courts. But if the primaries have frustrated the candidates, try being a voter in November.” Including New York.

Former NY State Assembly Speaker Sentenced to 12 Years in Prison. And former NY State Senate Majority Leader Dean Skelos sentenced to five years for corruption. Those were two of the three most powerful people in state government, along with Governor Andrew Cuomo.

MUSIC

First Listen: Bob Dylan, ‘Fallen Angels’.

Great audio/visual presentation of Billboard Top 10 songs from 1956 – 2016 (22,000 songs!)

Jaquandor: Music to write swashbucklers by.

Happy birthday to Reverend Gary Davis (April 30, 1896 – May 5, 1972) and James Brown (May 3, 1933 – December 25, 2006).

K Chuck Radio: Rare tracks.

Return of the Monkees and remembering Harry the Hipster Gibson.

What Have I Done to Deserve This? – Pet Shop Boys, with Dusty Springfield.

What does Becky mean? Here’s the history behind Beyoncé’s ‘Lemonade’ lyric that sparked a firestorm. (And me, nearly oblivious to it all.)

Keef cartoon: Nina Simone.

Local legend Ruth Pelham to close Music Mobile. Lack of funds leads the musician to close her beloved program.

Minnesota’s Broad Publicity Rights Law, The PRINCE Act, Is So Broad That It May Violate Itself.

GOOGLE alerts (me)

TWC Question Time #36: I Love You, But… Moments from your favorite comics characters you consider particularly embarrassing.

Arthur on the blog balance. I too had a terrible blogging April, but because I work ahead, it wasn’t always as evident. So we may be Blogging Twins™.

Dustbury is blogging. Chaz is my blogging hero.

AmeriNZ on Kasich dropping out of the presidential race and the REAL May Day.

Shooting Parrots is a grammar nerd.

Ted Cruz solicits me; no, that doesn’t sound right…

I goose Jaquandor; it was not painful.

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